Life & Long-Term Care Insurance

Life Insurance

Life insurance helps provide beneficiaries with financial security after you pass. If you should die, your loved ones will receive only what you leave them including any assets and debts. If your current assets are enough to help your financial dependents pay bills, meet their financial goals, and maintain their current lifestyle, then you may not need life insurance. If not, your death may expose your family to financial hardship. Is that a risk you want your family to take?

Long-Term Care Insurance

This type of insurance is designed to provide additional financial resources should you have a prolonged health issue requiring the assistance of a qualified care professional. Most people equate this type of insurance with nursing homes, and while this coverage does provide for expenses associated with a full-time care facility, today’s long term care insurance may also provide for in-home care, community-based care and assisted living facilities.

Both life insurance and long-term care insurance are critical parts of a financial planning strategy to help protect you and your loved ones. To learn more, Click here to request an appointment with our Wealth Management team.